NHEM RATHA (MR.)

Assistant Head of Trade Finance | ACLEDA Bank Plc

mail khratha@email.com call 017310142 location_on Phnom Penh, Cambodia

Summary

Highly accomplished and results-driven Trade Finance professional with over 15 years of experience at ACLEDA Bank Plc. Proven expertise in implementing trade policies, managing complex trade services transactions, and driving operational excellence. Holds multiple professional certifications, including CAMS, CGSS, CSDG, CDCS, CSCF, QTFE, CITF, CertPAY, CTFC, CSME demonstrating a deep understanding of international trade finance and compliance.

Key Skills

Trade Finance Operations Trade and Supply Chain Finance Letters of Credit Documentary Collections Guarantees/Standby L/C Compliance & Risk Management Loan Assessment & Management Trade Finance Policy Development Payment & Treasury Team Leadership Strategic Planning

Personal Attributes

Motivated & Reflective Self-Aware Strategic & Transformational Leadership Democratic & Coaching Approach Strong Belief in Equality & Compassion

Work Experience

Assistant Head of Trade Finance

ACLEDA Bank Plc, Head Office | Feb 2018 – Present

  • Spearhead the implementation of trade finance policies and procedures, ensuring compliance and operational efficiency.
  • Manage a high-volume portfolio of trade finance transactions, including Letters of Credit, Bill Collections, and Guarantees.
  • Provide expert guidance and support to team members, fostering a collaborative and high-performing work environment.

Manager of Export Unit

ACLEDA Bank Plc | August 2012 – January 2018

  • Led export operations activities, including Letter of Credit processing, documentary collections, and pre- and post-shipment financing.
  • Implemented and enforced policies and procedures, ensuring compliance and operational efficiency.
  • Managed bookkeeping and reporting for export operations.
  • Processed import and export transactions, including Letters of Credit and documentary collections.

Certifications & Education

London Institute of Banking and Finance
  • Certificate in Principle of Payment (CertPAY), 2025
  • Certificate for Specialists in Demand Guarantees (CSDG), 2024
  • Certificate in SME Lending and Alternative Data (CSME), 2023
  • Certificate in Supply Chain Finance (CSCF), 2022
  • Certificate for Trade Finance Compliance (CTFC), 2020
  • Diploma for Qualified Trade Finance Expert (QTFS), 2020
  • Certificate in International Trade Finance (CITF), 2019
  • Certificate for Documentary Credit Specialists (CDCS), 2019
ACAMS
  • Certified Anti-Money Laundering Specialist (CAMS), 2021 & 2023
  • Certified Global Sanctions Specialist (CGSS), 2024
ICC Academy
  • Free Trade Agreement Certificate (FTAC), 2023
  • Export/Import Certificate (EIC), 2020
  • Certified Trade Finance Professional (CTFP), 2022
  • Global Trade Certificate (GTC), 2020
Norton University
  • Bachelor of Arts in English Communication, 2004
  • Diploma of Accounting, 2000
National Institute of Business
  • Bachelor of Business Administration in Management, 2003